IFA Services

Experienced Investors

Millfield Consulting is a trading name of Honister Partners Ltd. Honister Partners Ltd is an appointed representative of Sage Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. Sage Financial Services is entered on the FSA register (www.fsa.gov.uk/register) under reference 150452. The information and content of this site is intended for UK consumers only, and is subject to the UK regulatory regime. The FSA do not regulate will writing services, commercial lending, some forms of mortgage and some forms of inheritance tax planning. Honister Partners Ltd. Registered Office 1 Nicholas Street, London W11 4AN. Registered in England and Wales no. 06923303.

Solution

We use our our market knowledge, investment expertise and risk profiling questionnaires to help determine your attitude to risk.

From this we can provide fund recommendations for all of your  pensions and investments.

Depending on your needs, we   review the performance of your investments and pensions every 6 to 12 months.

 

Single Company Shares

Technology/Biotechnology funds

Global Emerging Markets/Chinese Equity funds

UK Smaller Companies/Far East funds

Global Equity/European Equity/US Equity funds

UK Equity/Tracker/Managed/Global Managed funds

Commercial Property/Global Bond funds

Corporate Bond/Cautious Managed/With Profits funds

Gilt/Fixed Interest funds

Individual Gilts

National Savings

Bank & Building Society Deposits over £50,000

Bank & Building Society Deposits Under £50,000

High Risk
Low Risk

Figure 1.   Risk/Reward of Investments & Pooled Funds

Managing Investment Risk

Generally, the higher the risks the higher the rewards. Unfortunately,  with higher risk, the potential for losses increases.

There is no such thing as a risk free investment. Even cash in a bank carries risk, such as a run on the bank or the effects of inflation eroding a low rate of interest.

Figure 1 shows the risk of UK investments. One of the highest risk investments are single company shares, which some people hold  from privatisations or employer share options.

Unless you are an experienced investor, it can be hard to know your attitude towards risk, but this is vital when making investment decisions.

 

Independent        •        Unbiased        •        Professional

Get in touch:

Call or email for an initial discussion or to arrange a face to face meeting.

Evening appointments are available up to a 7.30pm start time.

IFA Service Area

New Investors

0117 904 3316

chris.richardson@millfieldadvice.co.uk

 

Welcome to the personal web pages of Chris Richardson. I work as an Independent Financial Planner with Millfield Consulting, providing professional, unbiased  financial advice you can trust.

Independent Financial Advice for Bristol and the Westcountry